What Is The Difference Between Social Security Disability (SSD) And Supplemental Security Income (SSI)?

The key difference between SSD and SSI benefit programs is that SSD is for workers covered by Social Security and SSI is solely a needs-based program. SSD benefits are funded by revenue from payroll taxes that workers paid into the system, while SSI benefits are funded from general tax revenue. Both benefit programs are managed by the Social Security Administration (SSA) and use the same criteria for determining medical eligibility.

The Basics Of Social Security Disability Insurance

The SSD program pays benefits to those who have worked for a certain period of time and paid Social Security taxes. To qualify, applicants must suffer from a disabling medical condition that prevents them from working and is expected to last for a year or more or result in death.

In order to qualify for SSD benefits, a person must have worked long enough and recently enough to earn coverage. Generally, this means that the person must have worked for at least 60 months during the last ten years. The required amount of time worked varies based on age, meaning younger individuals may qualify despite having a shorter work history. The amount of earnings required to earn credits varies by the calendar year.

The Basics Of The SSI Benefits Program

SSI is a program administered by the SSA that provides benefits to those who are blind, disabled or over the age of 65 and have limited resources and income. SSI benefits eligibility is not based on a person’s prior work history or the work history of a family member. Benefits are paid to recipients on the first day of every month. In some cases, beneficiaries may also be eligible to receive food assistance.

Contact Robyn M. Rebers LLC To Schedule A Free Phone Consultation

Although the SSD program and the SSI program have different requirements and purposes, the application process for both can be difficult. If you are considering applying for SSD or SSI, contact me at 503-505-0506 or fill out our online contact form for a free phone consultation. I can provide more information and guide you through the application process.