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What is the difference between SSD and SSI?

Social Security Disability benefits or Supplemental Security Income can provide financial relief to those who are struggling with a physical or mental illness in Oregon. However, when applying for benefits, many are unsure of whether they should apply for SSD or SSI and what the differences are between these two programs.

Supplemental Security Income

According to the Social Security Administration, SSI is a program administered by the SSA that provides benefits to those who have limited resources and income that are also blind, disabled or over the age of 65. The SSI program is financed through general revenues and is not based on a person's prior work history or the work history of a family member. SSI benefits are paid to recipients on the first day of every month. In some cases, beneficiaries may also be eligible to receive food assistance.

Social Security Disability Insurance

In comparison, the SSD program pays benefits to those who have worked for a certain period of time and paid Social Security taxes. To qualify, applicants must suffer from a disabling medical condition that prevents them from working pursuant to the Social Security guidelines and is expected to last for a year or more or result in death.

In order to qualify for SSD benefits, a person must have worked long enough and recently enough to earn coverage. Generally, this means that the person must have worked five of the last ten years and have earned at least four credits per year when working. The number of credits required does vary based on age, and younger individuals may qualify despite having a shorter work history. The amount of earnings required to earn credits varies by calendar year.

Although the SSD program and SSI program have different requirements and purposes, the application process for both can be difficult. Those who are considering applying for SSD or SSI should contact an attorney who can provide them with more information and guide them through the application process.

Appointments Available at the Following Locations:

Tualatin Office
8215 SW Tualatin-Sherwood Road,
Suite 200
Tualatin, OR 97062
Map and Directions

Clackamas location
10121 SE Sunnyside Road,
Suite 300
Clackamas, OR 97015
Map and Directions

Phone Numbers
Toll Free: 800-219-0976
Local: 503-388-4191
Fax: 888-398-8793

At the Robyn M. Rebers LLC in Clackamas County, Oregon, I handle cases of Social Security Disability Insurance and Supplemental Security Income applications and appeals. I represent clients throughout Oregon, including those in Clackamas County, Multnomah County, Washington County, Yamhill County and Marion County, as well as the cities of Tualatin, Clackamas, Portland, Wilsonville, Gladstone, Beaverton, Tigard, West Linn, Lake Oswego, Milwaukie, Sherwood, Newberg, Damascus, Sunnyside, Jennings Lodge, Oatfield, Oak Grove, Hillsboro, Sheridan, Molalla, Canby, Happy Valley, Johnson City, Oregon City, Sandy, River Grove, Charbonneau, King City, Aloha, Woodburn, Aurora, Donald, Hubbard, St. Paul and McMinnville.

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